6 Tips to Debt Proof your Life this Holiday Shopping Season

The holiday shopping season is here and with it, its inevitable companion, debt!  Who doesn't overspend during the holidays?  Does it make it any better if that overspending is to the benefit of another? We tell ourselves that it's okay if our spending during the holidays is a little "out of control" if the end-result … Continue reading 6 Tips to Debt Proof your Life this Holiday Shopping Season

4 Tips for Saving Money on Your Grocery Bill

Food is a necessity that we can’t live without. This means we all must go grocery shopping from time to time. So, how do you save money on the inevitable costs of food and groceries? Here are four top tips for saving money on your grocery bill. Use Coupons & Shopping Apps Using coupons and … Continue reading 4 Tips for Saving Money on Your Grocery Bill

How To Decide if You Need Help with Your Debt

Are you in a debt crisis? Well, you’re not alone. Millions of people struggle to repay credit card debt and student loans. However, people in debt are often unaware of the types of debt assistance that’s available. Let’s discuss ways that you can determine if you’re in a debt crisis and how to get the … Continue reading How To Decide if You Need Help with Your Debt

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5 Ways to Improve Your Credit Score

Improving your credit score is an important part of your financial future.  If there have been blotches on your credit score in the past, you may want to start working on fixing them before they become stains.  Take advantage of the Fair Credit Reporting Act (FCRA) to get a copy of your credit report for … Continue reading 5 Ways to Improve Your Credit Score

5 Bad Habits that Lead to Debt Disaster and How to Avoid Them

Debt problems don't happen overnight. They are the cumulative result of habits that build up over time. Often times, when people find themselves overwhelmed with debt they wish that they could just turn back the clock and change their ways. Instead of lamenting over past mistakes, why not identify problem-causing habits now and stop them … Continue reading 5 Bad Habits that Lead to Debt Disaster and How to Avoid Them

5 Simple Ways to Improve Your Finances

Between student loans, credit cards, and home mortgages, the average American household is in a lot of debt. Instead of ignoring or stressing over money problems, there are a few easy ways that you can take control of your finances. Using the five simple tips highlighted below, you can improve your financial situation and begin … Continue reading 5 Simple Ways to Improve Your Finances