5 Tips to Recover from Holiday 2017 Overspending

Whew! Christmas is over, things went off without a hitch, the kids are happy with their presents and there you sit with a pile of receipts and credit card bills that could sink the Titanic. Ok, maybe it would only sink the S. S. Mino, but it certainly feels like the Titanic. Don't let your … Continue reading 5 Tips to Recover from Holiday 2017 Overspending

4 Tips for Successful Debt Management

Managing debt can seem like quite the task to take on. Many people don't even know where to begin. Oftentimes, when things seem like are at their worst, people can start feeling like there's no way to bounce back financially. However, I've come up with four tips that can help anyone manage their debt more … Continue reading 4 Tips for Successful Debt Management

6 Tips to Debt Proof your Life this Holiday Shopping Season

The holiday shopping season is here and with it, its inevitable companion, debt!  Who doesn't overspend during the holidays?  Does it make it any better if that overspending is to the benefit of another? We tell ourselves that it's okay if our spending during the holidays is a little "out of control" if the end-result … Continue reading 6 Tips to Debt Proof your Life this Holiday Shopping Season

How To Decide if You Need Help with Your Debt

Are you in a debt crisis? Well, you’re not alone. Millions of people struggle to repay credit card debt and student loans. However, people in debt are often unaware of the types of debt assistance that’s available. Let’s discuss ways that you can determine if you’re in a debt crisis and how to get the … Continue reading How To Decide if You Need Help with Your Debt

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5 Ways to Improve Your Credit Score

Improving your credit score is an important part of your financial future.  If there have been blotches on your credit score in the past, you may want to start working on fixing them before they become stains.  Take advantage of the Fair Credit Reporting Act (FCRA) to get a copy of your credit report for … Continue reading 5 Ways to Improve Your Credit Score

5 Bad Habits that Lead to Debt Disaster and How to Avoid Them

Debt problems don't happen overnight. They are the cumulative result of habits that build up over time. Often times, when people find themselves overwhelmed with debt they wish that they could just turn back the clock and change their ways. Instead of lamenting over past mistakes, why not identify problem-causing habits now and stop them … Continue reading 5 Bad Habits that Lead to Debt Disaster and How to Avoid Them