Most of us have credit cards, yet very few people understand the different types of credit cards available. Before you sign up for another credit card offer, make sure you know what you’re getting yourself into. Here are three common types of credit cards and their important details. Arm yourself with information so you know […]

Credit card companies want you! If you hold many different credit cards, or have an online merchant account you probably receive new credit card offers each week that promise that you can transfer your balance. Balance transfer offers are just one of the many results of heavy competition between credit card companies. Fortunately, it’s one […]

Debt problems don’t happen overnight. They are the cumulative result of habits that build up over time. Often times, when people find themselves overwhelmed with debt they wish that they could just turn back the clock and change their ways. Instead of lamenting over past mistakes, why not identify problem-causing habits now and stop them […]

According to the Federal Reserve, Americans are drowning in debt with a record revolving credit balance of $975.2 million as of the end of 2007.  This works out to around $11,000 to $12,000 in credit card debt for the average household in the United States, a pretty staggering total.  Are you one of the millions […]

Credit cards are often equated with bad money management, but they can also do a lot for your credit score and your overall financial picture if you use them wisely. The key is in avoiding some common credit card mistakes.
The biggest mistake that people make is opening too many credit card accounts. The average American […]