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Most every financial expert advocates keeping a detailed accounting of every single penny you spend. However, in my experience, this can be easier said than done for the average American on the go in 2013. There are just so many times when you spend a couple dollars
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One of the best ways to accelerate your plan to be debt free is to increase the amount of income you have to make your debt payments. While this is obviously common sense, I think it is generally undervalued advice. Once you meet all of your monthly
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As you embark on your journey toward a debt free life, the first issue you will encounter is the question of how to go about paying off your debts. There are a number of different approaches to getting out of debt. One of the smartest things you
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Once you begin your journey toward becoming debt free, one of the easiest ways to get sidetracked from a plan that you and your debt counselor put in place is to encounter one of life’s many emergencies. This is why almost every personal finance guru recommends establishing
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One of the biggest struggles with getting out of debt is fighting your own lack of discipline. I consider myself an absolute master at rationalizing completely unnecessary purchases as essential. I have the ability to convince myself that a $40 steak dinner is essential to maintaining my
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