Creating (and following) a budget is really more of a lifestyle than it is a New Year’s resolution… But in the spirit of the New Year (and fresh starts), let’s chat about what a successful 2022 budget looks like!
More than 16 million people are out of a job (while millions more hang onto their jobs in this stressful and uncertain environment), worrying about how to pay bills, rent, debt and make it through the economic downturn, as a result of the coronavirus. Thankfully, Americans are responding to the COVID-19 crisis with wonderful acts … Continue reading Using Covid-19 Stimulus Check to Pay Down Debt
So, you want to buy a new car? This can be an exciting or downright stressful experience. There’s dealing with pushy salespeople and shopping around for the perfect ride. However, if you have a good credit score, you may have a more pleasurable car buying experience. Why? Well, because obtaining an auto loan has a … Continue reading Buying a Car Based on Your Credit Score
What would it mean to your financial picture to have an extra $100 each month in your bank account? You could pay down your high interest credit cards, start a savings account or begin investing. If you saved just $100 per month, that's an extra $1200 each year.
Whew! Christmas is over, things went off without a hitch, the kids are happy with their presents and there you sit with a pile of receipts and credit card bills that could sink the Titanic. Ok, maybe it would only sink the S. S. Mino, but it certainly feels like the Titanic. Don't let your … Continue reading 5 Tips to Recover from Holiday 2017 Overspending
Managing debt can seem like quite the task to take on. Many people don't even know where to begin. Oftentimes, when things seem like are at their worst, people can start feeling like there's no way to bounce back financially. However, I've come up with four tips that can help anyone manage their debt more … Continue reading 4 Tips for Successful Debt Management
The holiday shopping season is here and with it, its inevitable companion, debt! Who doesn't overspend during the holidays? Does it make it any better if that overspending is to the benefit of another? We tell ourselves that it's okay if our spending during the holidays is a little "out of control" if the end-result … Continue reading 6 Tips to Debt Proof your Life this Holiday Shopping Season
Food is a necessity that we can’t live without. This means we all must go grocery shopping from time to time. So, how do you save money on the inevitable costs of food and groceries? Here are four top tips for saving money on your grocery bill. Use Coupons & Shopping Apps Using coupons and … Continue reading 4 Tips for Saving Money on Your Grocery Bill
Are you in a debt crisis? Well, you’re not alone. Millions of people struggle to repay credit card debt and student loans. However, people in debt are often unaware of the types of debt assistance that’s available. Let’s discuss ways that you can determine if you’re in a debt crisis and how to get the … Continue reading How To Decide if You Need Help with Your Debt
If you need to develop a savings account but don't know how you'll find the spare money, then you may need to look at your household budget. With a proper budget established, you'll have enough money for your fixed monthly expenses and for your savings account. It's very important to have a savings account. It's … Continue reading 3 Easy Steps to Create a Household Budget and Build-up your Savings Account