Money has a way of disappearing from your wallet. If you have a new baby then you may be aware of just how fast money can disappear. From the costs of diapers and clothing to medical expenses, having a new baby is an expensive decision. So, what do you do if you’re trying to make … Continue reading Budgeting for a New Baby
Whew! Christmas is over, things went off without a hitch, the kids are happy with their presents and there you sit with a pile of receipts and credit card bills that could sink the Titanic. Ok, maybe it would only sink the S. S. Mino, but it certainly feels like the Titanic. Don't let your … Continue reading 5 Tips to Recover from Holiday 2017 Overspending
Food is a necessity that we can’t live without. This means we all must go grocery shopping from time to time. So, how do you save money on the inevitable costs of food and groceries? Here are four top tips for saving money on your grocery bill. Use Coupons & Shopping Apps Using coupons and … Continue reading 4 Tips for Saving Money on Your Grocery Bill
Are you in a debt crisis? Well, you’re not alone. Millions of people struggle to repay credit card debt and student loans. However, people in debt are often unaware of the types of debt assistance that’s available. Let’s discuss ways that you can determine if you’re in a debt crisis and how to get the … Continue reading How To Decide if You Need Help with Your Debt
If you need to develop a savings account but don't know how you'll find the spare money, then you may need to look at your household budget. With a proper budget established, you'll have enough money for your fixed monthly expenses and for your savings account. It's very important to have a savings account. It's … Continue reading 3 Easy Steps to Create a Household Budget and Build-up your Savings Account
Improving your credit score is an important part of your financial future. If there have been blotches on your credit score in the past, you may want to start working on fixing them before they become stains. Take advantage of the Fair Credit Reporting Act (FCRA) to get a copy of your credit report for … Continue reading 5 Ways to Improve Your Credit Score
Debt problems don't happen overnight. They are the cumulative result of habits that build up over time. Often times, when people find themselves overwhelmed with debt they wish that they could just turn back the clock and change their ways. Instead of lamenting over past mistakes, why not identify problem-causing habits now and stop them … Continue reading 5 Bad Habits that Lead to Debt Disaster and How to Avoid Them
Welcome to the new CAPC Debt Management Blog
