We consulted with dozens of our recent debt program graduates to ask for some tips and tricks for building a successful budget and keeping expenses in check. Here is their list of our favorite (tested) life hacks for maintaining a smart (and successful) budget:
What would it mean to your financial picture to have an extra $100 each month in your bank account? You could pay down your high interest credit cards, start a savings account or begin investing. If you saved just $100 per month, that's an extra $1200 each year.
If you need to develop a savings account but don't know how you'll find the spare money, then you may need to look at your household budget. With a proper budget established, you'll have enough money for your fixed monthly expenses and for your savings account. It's very important to have a savings account. It's … Continue reading 3 Easy Steps to Create a Household Budget and Build-up your Savings Account
Debt problems don't happen overnight. They are the cumulative result of habits that build up over time. Often times, when people find themselves overwhelmed with debt they wish that they could just turn back the clock and change their ways. Instead of lamenting over past mistakes, why not identify problem-causing habits now and stop them in their tracks? Here are five bad habits that you can stop now and save yourself trouble later on.