We consulted with dozens of our recent debt program graduates to ask for some tips and tricks for building a successful budget and keeping expenses in check. Here is their list of our favorite (tested) life hacks for maintaining a smart (and successful) budget:
So, you want to buy a new car? This can be an exciting or downright stressful experience. There’s dealing with pushy salespeople and shopping around for the perfect ride. However, if you have a good credit score, you may have a more pleasurable car buying experience. Why? Well, because obtaining an auto loan has a … Continue reading Buying a Car Based on Your Credit Score
What would it mean to your financial picture to have an extra $100 each month in your bank account? You could pay down your high interest credit cards, start a savings account or begin investing. If you saved just $100 per month, that's an extra $1200 each year.
Money has a way of disappearing from your wallet. If you have a new baby then you may be aware of just how fast money can disappear. From the costs of diapers and clothing to medical expenses, having a new baby is an expensive decision. So, what do you do if you’re trying to make … Continue reading Budgeting for a New Baby
Whew! Christmas is over, things went off without a hitch, the kids are happy with their presents and there you sit with a pile of receipts and credit card bills that could sink the Titanic. Ok, maybe it would only sink the S. S. Mino, but it certainly feels like the Titanic. Don't let your … Continue reading 5 Tips to Recover from Holiday 2017 Overspending
The holiday shopping season is here and with it, its inevitable companion, debt! Who doesn't overspend during the holidays? Does it make it any better if that overspending is to the benefit of another? We tell ourselves that it's okay if our spending during the holidays is a little "out of control" if the end-result … Continue reading 6 Tips to Debt Proof your Life this Holiday Shopping Season
Food is a necessity that we can’t live without. This means we all must go grocery shopping from time to time. So, how do you save money on the inevitable costs of food and groceries? Here are four top tips for saving money on your grocery bill. Use Coupons & Shopping Apps Using coupons and … Continue reading 4 Tips for Saving Money on Your Grocery Bill
If you need to develop a savings account but don't know how you'll find the spare money, then you may need to look at your household budget. With a proper budget established, you'll have enough money for your fixed monthly expenses and for your savings account. It's very important to have a savings account. It's … Continue reading 3 Easy Steps to Create a Household Budget and Build-up your Savings Account
Finance & Savings Blog 