What is a Good APR for a Credit Card?

APRs, or annual percentage rates, are important to consider when applying for a credit card. Essentially, an APR is indicative of how much you will have to pay if you miss payments on your card. Average APRs in the U.S. change, admittedly not by extreme margins, and so a ‘good’ APR can vary and depends … Continue reading What is a Good APR for a Credit Card?

How Many Credit Cards Should I Have?

Standard credit card usage can be difficult to determine, as it can vary from person to person. Some people swear off credit cards, while others have healthy or unhealthy relationships with them. Having a credit card has clear benefits but should not be abused. If you are wondering what is right for you when it … Continue reading How Many Credit Cards Should I Have?

What Lenders Don’t Tell You

In order to better understand what people believe to be true about creditor and consumer relationships, one of our partner companies recently published a survey to ask consumers four very simple questions. The results of the survey were truly shocking.

Prioritizing Our Clients

Focus on client service excellence has paid off big time for us! We were overwhelmed with positive feedback for our client service teams in June. Thank you for taking the time to make us smile! We're excited to be helping more people than ever before with our debt programs designed for a tight budget.

How To Decide if You Need Help with Your Debt

Are you in a debt crisis? Well, you’re not alone. Millions of people struggle to repay credit card debt and student loans. However, people in debt are often unaware of the types of debt assistance that’s available. Let’s discuss ways that you can determine if you’re in a debt crisis and how to get the … Continue reading How To Decide if You Need Help with Your Debt

5 Simple Ways to Improve Your Finances

Between student loans, credit cards, and home mortgages, the average American household is in a lot of debt. Instead of ignoring or stressing over money problems, there are a few easy ways that you can take control of your finances. Using the five simple tips highlighted below, you can improve your financial situation and begin … Continue reading 5 Simple Ways to Improve Your Finances